The Karshaka Mithra Deposit Scheme by Grameenamithra is a farmer-friendly savings plan that helps agricultural workers, dairy farmers, and rural entrepreneurs build secure financial reserves for future needs.
Designed to match seasonal income patterns, this scheme supports rural livelihoods with reliable returns, flexible tenure, and easy withdrawal options aligned with agricultural cycles.
The Mangalya Mithra Deposit Scheme by Grameenamithra is a specially designed savings plan to support families in preparing for the marriage of daughters and loved ones. With small, regular deposits over time, this scheme ensures a worry-free, dignified celebration when the time comes.
It is ideal for parents, guardians, and SHG women who wish to plan ahead with peace of mind.
The Monthly Pension Scheme by Grameenamithra is designed to ensure a steady and secure income for individuals in their retirement or before years of life. With small, regular contributions during working years, members can enjoy monthly pension payouts after a specified a period.
This scheme supports especially rural workers, self-employed individuals, and women, offering financial dignity and independence.
The Mahilamithra Deposit Scheme is a specially designed savings plan for women—helping them build a secure financial future through regular deposits, attractive returns, and flexible terms.
Offered by Grameenamithra, this scheme encourages women, especially from Self Help Groups (SHGs) and rural backgrounds, to save consistently and grow financially independent. Whether for family needs, business, or personal goals—Mahilamithra stands beside every woman’s progress.
A Fixed Deposit (FD) is a smart and secure way to invest your savings for a fixed period and earn higher interest than a regular savings account.
At Grameenamithra, our FD scheme is designed to give peace of mind to rural savers. Whether you’re saving for a future goal, your child’s education, or an emergency fund, our FD plans offer stability, safety, and steady returns.
Vidhyamithra is a uniquely designed savings-linked scheme by Grameenamithra that empowers students and parents in rural Kerala. By making small, regular deposits, members become eligible for interest-free loans to cover educational expenses—tuition, books, uniforms, transport, and more.
This dual benefit model fosters a culture of disciplined savings while ensuring that financial barriers never stand in the way of a child’s education.
Self Help Groups (SHGs) of women are small, informal groups usually consisting of 10–20 women from similar social or economic backgrounds who come together to save, lend, and build a better future for themselves and their families.
At Grameenamithra, SHGs are a cornerstone of our community development model. Through regular savings, mutual support, and group-based microloans, women in SHGs gain access to credit, training, and confidence—empowering them to start small businesses, improve family well-being, and become leaders in their communities.
A Recurring Deposit (RD) is a savings scheme that allows customers to deposit a fixed amount every month for a fixed period. It helps build a disciplined saving habit and provides a lump sum amount with interest at the end of the term.
At Grameenamithra, our RD scheme is designed especially for rural individuals and families to save small amounts regularly, without stress. It’s a safe, secure, and flexible way to grow your savings for future needs like education, emergencies, festivals, or business plans.
Grameena Gold Savings Scheme is a hybrid between a gold loan and a gold savings scheme, and it is a creative financial model especially suited for rural women and families preparing for weddings, festivals, or long-term savings.
The Any Time Money Scheme is a micro-overdraft facility designed to support rural individuals and families during emergency financial needs. Customers can withdraw amounts (within their approved limit) at any time, even without a current balance—helping to meet urgent medical, educational, or livelihood needs.
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